estate Planning representative & Insurance professional
Life insurance can be used to provide your family with the financial security and certainty they will need in the event of you or your spouse’s passing. Many new life policies have "living benefits" that pays in the event of a critical or chronic illness. Whether you looking to give your family an immediate source of income or to pay for estate taxes we can assist in obtaining the right life insurance policy for you and your family. Contact Kim
There are two types of mortgage protection plans, the Mortgage Payoff plan and a very popular alternative, the Critical Period Coverage plan. The Mortgage Payoff plan, pays the entire mortgage where as the Critical Period plan pays the mortgage payments during the most critical time period after the loss of a loved one. This gives loved ones time to grieve before making major lifestyle changes. Let us show you both options to see which works best for you.
There are many different types of annuities and they are often mis-understood and used incorrectly This is why you need to work with a professional who understands them. It is also important to get the right combination of annuities for your situation. At the core, annuities are insurance products that can provide guaranteed safety, guaranteed growth and guaranteed income for life, which can provide peace of mind and certainty of not running out of money in retirement.
Longevity is the number one risk retirees face which is why we work closely with our clients to determine their goals, needs and desired lifestyle in retirement so we can plan guaranteed income for life. Creating secure, predictable and inflation protected income, allows retirees to get retired and stay retired.
There are two kinds of money, Taxable and Tax-Free. Depending on your unique situation, and for those who can qualify, we can incorporate a tax-free component into your overall plan. This type of money, when properly accessed, can be a key component in tax-bracket management in retirement income.
One of the most critical factors to the success of a company is the health and well-being of its employees. The right health insurance plans properly constructed and communicated, can be instrumental in attracting, hiring, and retaining good quality employees. We put together comprehensive, compliant and easy-top-mange employee benefit plans. Contact Kim
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Insurance services written through kd benefits & Insurance servcs., Inc.