Insurance, Trust & Estate Planning professional
Insurance, Trust & Estate Planning professional
One of the most critical factors to the success of a company is the health and well-being of its employees. The right health insurance plans properly constructed and communicated, can be instrumental in attracting, hiring, and retaining good quality employees. We put together comprehensive, compliant and easy-top-mange employee benefit plans. Contact Kim
Life insurance can be used to provide your family with the financial security and certainty they will need in the event of you or your spouse’s passing. Many new life policies have "living benefits" that pays in the event of a critical or chronic illness. Whether you looking to give your family an immediate source of income or to pay for estate taxes we can assist in obtaining the right life insurance policy for you and your family. Contact Kim
There are many different types of annuities and they are often mis-understood and used incorrectly This is why you need to work with a professional who understands them. It is also important to get the right combination of annuities for your situation. At the core, annuities are insurance products that can provide guaranteed safety, guaranteed growth and guaranteed income for life, which can provide peace of mind and certainty of not running out of money in retirement.
Longevity is the number one risk retirees face which is why we work closely with our clients to determine their goals, needs and desired lifestyle in retirement so we can plan guaranteed income for life. Creating secure, predictable and inflation protected income, allows retirees to get retired and stay retired.
There are two kinds of money, Taxable and Tax-Free. Depending on your unique situation, and for those who can qualify, we can incorporate a tax-free component into your overall plan. This type of money, when properly accessed, can be a key component in tax-bracket management in retirement income.
Asset Based Long Term Care is a hybrid type of life insurance or annuity product that covers certain healthcare costs like nursing homes, hospice care and other long-term care options. The uniqueness of these products often times offers a better solution than traditional health based Long Term Care plan.
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Insurance services written through Coast Benefit consultants, inc.